- Beginners Guide to Pensions

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- Quick Pension Calculator

A pension is the most tax efficient way of saving for your retirement
See how a pension could be the solution for you
Find a pension that's right for you
Scottish Widows has been helping people prepare for their future since 1815. And as we've been voted the Best
individual Pension Provider by Independent Financial Advisers*, you can trust us to find a pension that's
right for you.
Pensions are the most tax efficient way to save for your retirement and higher rate tax payers can claim up to 40%
of their pension contribution back from the taxman. To see how tax efficient a pension could be to you, try our tax relief calculator.
*Source: Financial Adviser Life & Pensions Award 2009 - 10,000 participants.
If you're a higher rate tax payer and your relevant income in the current tax year, or in either of the previous two
tax years, is £130,000 or more, you may be subject to the Government's Special Annual Allowance. In these
circumstances, you may be required to pay a tax charge if the total payments to your pension plan during the current
tax year exceed your Special Annual Allowance limit.
Beginners Guide to Pensions
All you need to know about basic pensions saving.
Pensions tax relief calculator
Work out how much you could save in tax relief when paying into a pension.
The value of the tax benefits of a personal pension depend on your individual circumstances. Both your circumstances and tax rules may change in the future. For examples of how the tax relief works in practise use the link below.
View pensions tax relief examples now
Further information
Talk to one of our expert advisers on 0845 767 8910, quoting 2010.
Find a financial adviser.
