How to apply

Apply for a Stakeholder Pension today

There are a number of different ways you can apply for a Stakeholder Pension.

We are not providing advice on this site and if you have any queries as to whether this product is suitable for you, please contact your financial adviser.

Different ways you can apply

• Apply Online to make regular contributions and get 20% off our Stakeholder Pension annual fund charge
• Talk to us about Stakeholder 0845 845 1004*
• Request a call back
• Download an application form and post to us at:
  
  Scottish Widows, Direct Sales Force
  15 Dalkeith Road,
  Edinburgh EH16 5BU

• Apply through a Financial Adviser

Recommended reading

Before applying, we recommend that you read and save:

• The Key Features
• The Keyfacts about our services and costs
• The Policy Provisions for Stakeholder Pensions
• The Terms and Conditions for online applications†
• The Important notes for applications
• The FSA Decision Trees
• The Pension Funds - Investor's Guide

†If you apply online, these terms and conditions form part of the legal agreement that you will be entering into with Scottish Widows.

Apply online and get 20% off our Stakeholder Pension annual fund charge

To apply online,

• you must be the account holder
• you must be over 18 years old or 16 and employed.
• regular payments will need to be by Direct Debit

Otherwise you can  apply by downloading a printed application and sending it into us by post at the following address:

Scottish Widows, Direct Sales Force
15 Dalkeith Road,
Edinburgh EH16 5BU

Please note that we cannot accept Direct Debit Mandates from 3rd party bank accounts such as employers without additional declarations of authority and a signed Direct Debit Mandate

You will need:

• Your bank or building society account details
• Your National Insurance Number
• Your employer’s address (if relevant)

I have read, understood and agree to, each of the statements included on the Important notes for applications document.

I confirm

Apply online now

Applying by Post

You can request an application form by calling 0845 845 1004, which you can then complete and return to us by post.

You must ask for an application form for minors and apply by post if you are under 16 years of age, or under 18 and not in employment.

Please note, you can’t receive the 20% discount on the annual management charge if you apply by post.

Are you employed?

Please note: if you are employed, we recommend you consult your employer about whether there is a company pension scheme you can join before you make a final decision on a private Stakeholder Pension.

Contact us

Feel free to Contact us if you have any questions about applying for a Stakeholder Pension. Or if you would like, you can find a Financial Adviser.

If you are an employer

You can now designate Scottish Widows as your Stakeholder provider using our online form.

FAQs