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Scottish Widows: life cover, pensions and investments. Preparation is everything


Beginners Guide to Pensions and Retirement
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How to apply

Contact a financial adviser to find out more about the Retirement Account

If you haven’t got one don’t worry - you can find a local financial adviser here.

Why you need to discuss the Retirement Account with an adviser

You can only apply for a Retirement Account through a financial adviser, who will be able to help you decide whether a Retirement Account is suitable for you.

Your adviser can help to define your attitude to risk and advise you on the mix of investments that may best suit your retirement goals.

If you don’t have a financial adviser, you can find one here.

What about Stakeholder Pensions?

Our Stakeholder Pension is a simpler form of personal pension. If you want a quick comparison of the key features of Retirement Account, Stakeholder and Personal Pensions, see Compare our pension plans. You can apply online or by post for a Stakeholder Pension.

Are you employed?

If you are employed, before you make a final decision to open a Retirement account, Personal Pension, or Stakeholder Pension, you should ask your employer about whether there is a company pension scheme you can join.

Contact us

Feel free to Contact us if you have any questions about applying for a Personal Pension or Stakeholder Pension, or if you would like to find a financial adviser.

If you are an employer

If you’d like to know more about our Group Personal Pensions or Group Stakeholder Pensions, visit our Corporate Pensions pages.

Charges, limits and terms may change from time to time.

FAQs