Personal Pensions

Personal Pension overview

Our Personal Pension plan is a flexible and tax-efficient way to build up your pension ‘pot’ to provide you with an income when you retire. It offers a wide range of funds to best suit your needs. It can also grow and change with you, allowing you to change payments, or the funds your pension plan is invested in.

Features & Benefits

• Start from £100 a month or £2,000 single payment gross
• Choose from over 100 internally and externally managed funds
• Get tax relief at your highest rate on your payments (subject to HM Revenue & Customs limits)
• Stop, restart or change payments currently without charges
• Keep track of your pension online.

Eligibility

• You must normally be resident in the UK
• You must be under age 75
• You can be employed, self-employed, unemployed
• You can apply even if you’re already a member of an employer’s scheme.

The level of income you receive from your pension plan will depend upon a number of factors including the value of the plan when you decide to take your pension, which isn't guaranteed and can go down as well as up.