- Beginners Guide to Pensions and Retirement

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How to apply
Why you need to discuss Personal Pensions with an adviser
One of the major benefits of our Personal Pension is the broad range of funds you can choose from, to help achieve your goal of a more secure and comfortable retirement. A Financial Adviser will be able to help you define your attitude to risk, and to advise you on the mix of funds which may best suit your retirement goals. This will take into account factors such as your age, health and your wishes regarding provision for any dependants you may have. You can then make clear decisions based on clear choices.
What about Stakeholder Pensions?
Scottish Widows Stakeholder Pension is a simpler form of personal pension. If you want a quick comparison of the key features of Stakeholder and Personal Pensions, see Compare our pension plans. You can apply online or by post for a Stakeholder Pension.
Are you employed?
If you are employed, we recommend you consult your employer about whether there is a company pension scheme you can join before you make a final decision on a private Personal Pension, or Stakeholder Pension.
Contact us
Feel free to contact us if you have any questions about applying for a Personal Pension or Stakeholder Pension, or if you would like to find a Financial Adviser.
If you are an employer
If you’d like to know more about our Group Personal Pensions or Group Stakeholder Pensions, visit our Corporate Pensions pages.
