- Quick lump sum calculator
- Save paper. Receive "paperless" short reports
ISAs
Frequently asked questions for ISAs
Click on the links below to find the answers to the questions.
How much do you need to save?
Use our calculators to help you understand how much you need to save.
- Lump sum calculator – an idea of how much money you'd need to consider saving each month for a lump sum in the future.
What types of ISAs are available?
There are two types of ISA: stocks and shares, and cash. You can have a cash ISA with one provider and a stocks and shares ISA with the same, or a different, provider.
- Scottish Widows is a stocks and shares ISA provider.
- Cash ISAs are usually provided by banks such as Scottish Widows Bank, Lloyds TSB, Halifax or Bank of Scotland, or building societies.
Do you offer cash ISAs?
No, but cash ISAs are offered by Scottish Widows Bank, Lloyds TSB, Halifax or Bank of Scotland.
Who can apply for a Scottish Widows ISA?
To apply for a stocks and shares ISA you must be 18 years of age or over and resident or ordinarily resident in the United Kingdom. Crown employees and their spouses/civil partners who are not resident in the United Kingdom may qualify.
Are there just the 12 funds available?
There are 12 funds available if you apply direct to us, which are listed below. If you would like details of other funds we have available, please speak to a Financial Adviser. We may change the selection of funds we have available at any time.
- Balanced Portfolio
- Cautious Portfolio
- Corporate Bond
- Environmental Investor
- European Growth
- Global Growth
- High Income Bond
- Opportunities Portfolio
- Progressive Portfolio
- Strategic Income
- UK Growth
- UK Tracker
Have we answered all your questions?
We hope you have found this summary of frequently asked questions helpful. If you have any further questions please contact us.
