Capital Protected Fund ISA

Capital Protected Fund ISA (CPF 21) in detail

Your original capital is designed to be protected if you stay invested until the Protection Date (25 May 2018) but does not provide a guarantee.
You can invest anything from £1,000, up to the full ISA allowance of £10,680 (£11,280 for 2012/13 tax year).

Our Capital Protected Fund ISA is linked to the performance of the FTSE 100* Index. If you stay invested for the full six year term:

you should get back your original investment, including any initial charges deducted at outset
you should also receive any growth in the FTSE 100* Index up to a maximum increase of 47% of your original investment.

At the end of the term, you might get back less than if you invested directly in the shares that make up the Index.
The effects of inflation could reduce the real value of your money in the future.
Please remember that the value of your investment is not guaranteed.
If you cash in early you’re likely to get back less than you invested, in some circumstances substantially less.
Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.
Tax rules can change.

*FTSE 100® is a trademark jointly owned by the London Stock Exchange Plc and the Financial Times Ltd and is used by FTSE under Licence.

If you want to compare Scottish Widows' products with those available from the competition take a look at the FSA's (Financial Services Authority) comparative tables.