Like to get to grips with the numbers and figures? Why not take a look at our range of tools and calculators designed to help you get a better idea about your finances.
When you're done there's a comprehensive range of Beginners' Guides co-written with Rosanna Spero to help you understand the concepts behind our products more easily.
Personal Budget calculator The Personal Budget calculator is designed to summarise your income and expenses to see if you have any money left over at the end of the month.
Your money health Your money health summarises your income and expenses to see if you have any money left over at the end of the month.
Jargon translator
Throughout our website, we've tried to avoid using financial jargon as much as possible. Where it's unavoidable, we hope you find this Jargon Translator helpful to clarify the meaning of financial terms.
Product selectorThis tool is designed to help give you an idea of the sorts of products you could consider to help protect your dependants and your future finances.
Fund PricesHere you can find up-to-date fund prices as well as past performance figures.
Compare financial products from different providers
This page will link you to part of the Financial Services Authority (FSA) where you'll find financial products from a wide range of providers compared.
Pension Tax Relief CalculatorWork out how much you could save in tax relief when paying into a pension.
Pension decision makerThis easy-to-use tool will help you to decide what your next steps should be whether, for example, you have a company pension scheme or are self-employed.
Quick Pension calculatorIt's difficult to know how much you need to pay into a pension to get the income you'd like in retirement. This simple calculator will give you an idea of how much to put away each month to help achieve your goal.
My Retirement calculatorUse our Retirement calculator to get an idea of how much you might need to save to reach your target retirement income.
Cost of Delay calculatorMany people, perhaps understandably, put off planning their retirement. This calculator will tell you the effect of delaying the start of your pension, and how much extra you may need to invest in later years to make up for the delay.
Quick Lump sum calculatorThis calculator will give you an idea of how much money you’d need to consider saving each month for a lump sum in the future.
How much do I need to save each month to pay for something in the future?Whether you're saving for a deposit on a house, a car or a wedding, just fill in this handy calculator to see how much you may need to put away each month.
How much could my savings be worth in the future?Our savings and interest rate calculator aims to provide you with a general guide to how different interest or growth rates may affect your savings.
University & school fees calculatorOur tool provides an estimate of how much you may need to save for future
University or School fees.
Inheritance tax planningThis useful calculator will help you work out if your estate is likely to be affected by Inheritance tax.
Life Cover calculatorOur Life Cover calculator can help you decide the amount of life cover you might need to maintain your family's standard of living if one or both wage earners were to die.
Funeral expenses calculatorOur Funeral expenses calculator can help you get an idea of how much a funeral could cost.
Compare our protection benefitsHere's an easy way to compare Protection for Life benefits.
Critical Illness Video At the 40th anniversary of the first heart transplant, Dr Marius Barnard talks about his work as a pioneering heart surgeon and how he developed critical illness cover.
Money affects every area of our lives, but managing it efficiently is not easy. Which savings plan, which protection insurance, which type of pension? There is so much choice. And information is often surrounded by jargon that makes brochures incomprehensible to most of us.
So Scottish Widows asked me if I could help demystify the process and write a series of jargon free guides. We have tried to break down and explain clearly how pensions, for example, work and the different choices you will have to make when buying a product.
Use these guides as an aid while you
navigate the site. Try reading one - using Scottish Widows'
series of useful calculators. When you feel comfortable that you
understand the subject you can do further research on what
plans are on offer and speak to one of Scottish Widows' advisers
or an independent financial adviser.
Happy reading.
Beginners' Guide for ParentsWe all want to give our children the best start in life. Find out about some of the financial options available.
Beginners' Guide to InvestmentsWe work very hard for our money so it’s important that it works hard for us too. Find out about some of the investment options available.
Beginners' Guide to Risk and Investment GoalsFind out about how risk & investment goals can affect your finances.
Beginners' Guide to Inheritance Tax PlanningInheritance tax, or IHT as it is commonly known, is payable on everything you have of value when you die.
Beginners' Guide to ProtectionA little forward planning now could provide you or your family with a regular income or cash lump sum at a time when financial worries should be the last thing on your minds.
Beginners' Guide to choosing a Financial
AdviserFinancial advisers are trained to advise you on a range of financial products but there are different types to choose from.
Beginners' Guide to Pensions and RetirementIn this guide we explain the different pension savings options you have and how to make the most of your money when you come to retire.
As part of the Lloyds TSB Group, Scottish Widows is proud to be an Official Provider of the London 2012 Olympic and Paralympic Games.
