Investments/fund options
Scottish Widows Pension Funds (SWPF)
- Pre and post retirement
- Over 100 funds
- No minimum
- Total Expense Ratio (TER) 0.1% to 1.363%*
- Switches normally free
- Scottish Widows fund rangeNaN
Governed Investment Strategies (part of SWPF)
- A range of strategies that gradually move the plan into lower risk investments as your client approaches their selected retirement date.
- Each strategy invests in a portfolio of funds.
- We regularly review the Governed Investment Strategies and their underlying funds and make changes if necessary
See the Governed Investment Strategy Adviser Guide for more details.
Note: If your client is invested in only these funds they do not need to invest in the Control Account. Instead, all charges will be deducted proportionately across all funds.
Fund Supermarket Funds
* TER quotes can change with the addition or removal of funds within the Fund Supermarket
Discretionary Fund Manager
- Pre and post retirement
- Brewin Dolphin Securities
- Cazenove Capital Management
- Quilter
- Rathbone Investment Management
- Deutsche Bank
- Regular premiums paid into Control Account, then invested
- Discretionary Fund Managers selection processNaN
Fixed Term Cash Deposit
For a simple Personal Pension
For a Personal Pension with extended fund choice
- Access to a Fund Supermarket
- Fixed Term Cash Deposit
When clients need a self-invested option
- Share Dealing
- Discretionary Fund Management
- UK Commercial Property
Increments
We want to help you build your business. So we’ve provided some sample letters, a Cost of Delay sales aid and a guide to Salary Exchange which will help encourage your Retirement Account customers to review and increase their pension plans:
