Product brochures

Individual Retirement

Our Individual Retirement products offer your clients a variety of options, enabling them to be as involved in their investment as they want to be.

Retirement Account

A pension for clients looking for retirement planning and/or retirement income. Can be tailored to suit your clients' needs, and offers self-invested options. 3 new DFMs added.

Reduced service charge for new illustrations

Stakeholder Pension Plan

Designed to provide your clients with a flexible, tax-efficient way to save for retirement. Offers a wide choice of funds and a high level of service.

Personal Pension Plan

A tax-efficient way to save for retirement that includes a range of features, such as plan flexibility and a wide choice of funds.

Conventional Annuities

Provides either a guaranteed or index-linked retirement income, with the option to provide an income for a spouse or dependent on the annuitant's death.

Section 32 Individual Buyout Plan

Transfer value from a registered pension scheme into a plan that gives your clients control over how and when they take their benefits, and offers a wide range of funds.

Retirement focus

Professional adviser Awards

What's happening in the market?

Literature

As part of the Lloyds Banking Group, Scottish Widows is proud to be an Official Provider of the London 2012 Olympic and Paralympic Games.

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Scottish Widows plc, registered in Scotland number 199549. Registered office in the United Kingdom at 69 Morrison Street, Edinburgh EH3 8YF. Telephone: 0131 655 6000. Scottish Widows plc is authorised and regulated by the Financial Services Authority. Our FSA register number is 191517.

Scottish Widows Unit Trust Managers Limited, registered in England and Wales number 1629925. Registered office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Telephone: 0845 300 2244. Scottish Widows Unit Trust Managers Limited is authorised and regulated by the Financial Services Authority. Our FSA register number is 122129.

Clerical Medical Investment Group Limited, registered in England and Wales number 3196171. Registered office in the United Kingdom at 33 Old Broad Street, London EC2N 1HZ. Authorised and regulated by the Financial Services Authority. Our FSA register number is 181655.

CMI Insurance Company Limited. Scottish Widows is a trading name of CMI Insurance Company Limited. CMI Insurance Company Limited, registered in Isle of Man number 33520. Registered office in the Isle of Man at Clerical Medical House, Victoria Road, Douglas, Isle of Man, IM99 1LT.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. HBOS Investment Fund Managers Limited is authorised and regulated by the Financial Services Authority.

St Andrews Life Assurance plc, registered in England and Wales number 3104670. Registered office in the United Kingdom at 33 Old Broad Street, London EC2N 1HZ. Authorised and regulated by the Financial Services Authority. Our FSA register number is 189101.

Scottish Widows Bank plc, registered in Scotland no. 154554. Registered office in the United Kingdom at PO Box 12757, 67 Morrison Street, Edinburgh EH3 8YJ. Scottish Widows Bank plc is authorised and regulated by the Financial Services Authority. Our FSA register number is 201601. The main business of Scottish Widows Bank is arranging, entering into and administering mortgages and accepting deposits.

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