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- Sandra Hogg Dip PFS, ATT, CTA
Sandra has 17 years of hands-on experience dealing with HMRC and advising owner managed businesses as an accountant and tax adviser. She has, over the past 13 years, used and developed that experience within the group. She is Scottish Widows' expert spokesperson on tax issues.
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- Tony Escreet ACII, APFS, Chartered Financial Planner
Tony has extensive experience in developing advice processes and a strong technical understanding of both group and individual pension matters. He was an independent financial adviser for a number of years prior to joining Scottish Widows, where he has worked mainly in technical advice-based roles. Tony is based in West Yorkshire.
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- Colin Clark Dip PFS
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Colin has broad, in-depth knowledge of pension rules and practice, built up over more than 25 years. His experience includes key roles in management, technical and regulatory risk, working for pension providers and at a national intermediary firm.
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- Shirley Redpath APFS, Chartered Financial Planner
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Shirley has been with the group since February 1999. She has held a number of technical roles providing support, both internally and to financial advisers, across a wide range of life and pensions topics. She previously worked as a tied adviser.
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- Bernadette Lewis
- Bernadette joined the group in 2006 and has over 30 years experience in the financial services sector working for both providers and intermediaries. Her earlier roles, including resolving technical complaints, provided her with a broad experience across both life and pensions. More recently, she's specialised in tax and trusts, while retaining an interest in the wider aspects of financial planning.
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- Tom Coughlan
- Tom has spent over 10 years in technical roles. He currently specialises in trustee investment matters but has wide experience including the provision of technical support to independent financial advisers, approving investments for unit-linked funds and compliance auditing of discretionary investment managers.
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