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Scottish Widows: official pensions and investment provider.


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Flexible Options Bond (Existing Customers only)

The Flexible Options Bond (which is not available to new business) provides existing customers with a way of investing a cash lump sum over the medium to long-term (at least 5 to 10 years) while giving them the option to change where and how it is invested, tailoring the Bond to suit their individual needs.

Flexible Options Bond at a glance:

  • Top up your investment from only £1,000
  • Automatically qualify for loyalty bonus units, once your payment has been invested for 5 years
  • Choose from a wide range of funds
  • A clear charging structure
  • Make additional payments, switch funds or take withdrawals
  • Automatic life cover of 101% of the Bond's value on the day after we receive notification of death

The value of your Bond can fall as well as rise depending on investment performance (and currency exchange rates where a fund invests overseas). This type of investment does not offer any guarantees.

The Flexible Options Bond is designed to be a medium to long term investment. If you decide to cash-in all or part of your Bond within five years of making the first payment or any additional payment into it, we’ll make a charge. Other charges will also apply and you may get back less than you invested.

Charges, limits and terms can change. Full terms and conditions are available from us on request. Please Contact us for further information.

Choosing your funds