Pension Fund Deposit Account

The high interest account for an organisations' pension funds

Pension Fund Deposit Account Interest Rates


The Pension Fund Deposit Account is designed to work efficiently alongside your existing pension fund current account as a high interest deposit facility while reducing your exposure to money market interest rate fluctuations.

The interest rate is guaranteed to be no less than 0.25% below Scottish Widows Bank Base Rate until 31 December 2012

Information effective from 1 January 2009
Minimum Balance £500
Minimum Withdrawal £100
Interest Rate (annual rate) 2.50% gross/AER
Scottish Widows Bank Base Rate Currently 2.00%
Previous Base Rate to 11th December 2008 3.00%


Balances Gross Interest Rate Annual Equivalent Rate
£500+ 2.50% 2.50%

Interest rates are variable.

Interest Payment Periods

Interest Payment/Statements issued Monthly†/Quarterly/Annual

†On request for balances in excess of £50,000.

Interest rate when compounded will equal the annual rate.