Making the right choice for you and your money
Help me find a savings account for myself
How soon would you like access to your funds?
I would like access as soon as I need it
This option may suit you if you are likely to need urgent access to your funds and don’t want to be penalised through loss of interest.
The choices you have are:
- Internet Saver Account — If you enjoy being able to manage your finances online, this savings account is ideal.With this account you'll also get an interest rate bonus of 0.69% for the first 12 months. And, the minimum balance is only £1. More information on our Internet Saver Account.
- Instant Saver Account — If you’re someone who likes access to your money at any time, then our Instant Saver Account is the one for you. With this account you can also transfer money to your main bank account as often as you like — free of charge. And we’ll even give you an interest rate bonus of 0.59% for the first 12 months. More information on our Instant Saver Account.
- E-Cash ISA — Invest in an online cash ISA from Scottish Widows Bank and you can save up to £5,340, tax free, in the current tax year. More information on our E-Cash ISA.
I would like a longer-term savings option
This option may suit you if you would prefer to give advance notice of any withdrawals in order to benefit from a higher interest rate. The choices you have are:
- E-Cash ISA — Invest in an online cash ISA from Scottish Widows Bank and you can save up to £5,340, tax free, in the current tax year. More information on our E-Cash ISA. 3 Year Fixed Term Deposit Account — If you won’t need access to your cash for the next three years and want to earn a regular income from that money, this account is ideal for you. You can invest from £10,000 to £5,000,000 and earn whatever the fixed rate of interest is at the time you want to open your account. Interest is paid either monthly, quarterly or annually. More information on our 3 Year Fixed Term Deposit Account. 5 Year Fixed Term Deposit Account — If you won’t need access to your cash for the next five years and want to earn a regular income from that money, this account is ideal for you. You can invest from £10,000 to £5,000,000 and earn whatever the fixed rate of interest is at the time you want to open your account. Interest is paid either monthly, quarterly or annually. More information on our 5 Year Fixed Term Deposit Account.
I don’t mind
This option may suit you if the amount of notice you need to give to withdraw funds does not matter to you. It may be that other features, such as tax benefits and interest rates, may be more important to you.The choices you have are:
- Internet Saver Account — If you enjoy being able to manage your finances online, this savings account is ideal.With this account you'll also get an interest rate bonus of 0.69% for the first 12 months. And, the minimum balance is only £1. More information on our Internet Saver Account.
- Instant Saver Account — If you’re someone who likes access to your money at any time, then our Instant Saver Account is the one for you. With this account you can also transfer money to your main bank account as often as you like — free of charge. And we’ll even give you an interest rate bonus of 0.59% for the first 12 months. More information on our Instant Saver Account.
- E-Cash ISA — Invest in an online cash ISA from Scottish Widows Bank and you can save up to £5,340, tax free, in the current tax year. More information on our E-Cash ISA.
- 3 Year Fixed Term Deposit Account — If you won’t need access to your cash for the next three years and want to earn a regular income from that money, this account is ideal for you. You can invest from £10,000 to £5,000,000 and earn whatever the fixed rate of interest is at the time you want to open your account. Interest is paid either monthly, quarterly or annually. More information on our 3 Year Fixed Term Deposit Account.
- 5 Year Fixed Term Deposit Account — If you won’t need access to your cash for the next five years and want to earn a regular income from that money, this account is ideal for you. You can invest from £10,000 to £5,000,000 and earn whatever the fixed rate of interest is at the time you want to open your account. Interest is paid either monthly, quarterly or annually. More information on our 5 Year Fixed Term Deposit Account.
