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Professional Mortgage

What Mortgage 2011 winner - Best flexible mortgage providerA flexible 90% mortgage exclusively for professionals

If you’re 21 or over and a fully qualified:

  • accountant
  • actuary
  • barrister
  • dentist
  • medical doctor
  • optometrist
  • pharmacist
  • solicitor (including trainees)
  • teacher
  • vet

Scottish Widows Bank has a mortgage just for you.

Our Professional Mortgage allows you to borrow up to 90% of the purchase price or valuation of your property – whichever is lower.

And we assess each application individually rather than sticking to a rigid formula. It doesn't matter if you’re newly qualified or have spent many years in your profession – whatever stage you are at in your life or career our Professional Mortgage is flexible enough to adapt to your needs.

Other features you may find useful include:

  • Borrow upto 90% – you can borrow upto 90% of the purchase price or valuation of your property, whichever is lower.
  • Offset facility – use your savings to help you save money on your mortgage. You can choose to benefit from either reducing the term of your mortgage, or reducing your monthly mortgage payment.
  • Mortgage Reserve Account – if your main mortgage is less than the agreed maximum amount you can borrow, you could access the extra funds as and when you choose.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

In detail will give you more in-depth information about our Professional Mortgage including how much you can borrow and repayment methods.