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Equity Release

What do you want to know about our Lifetime Mortgage?

How much can I borrow?

The value of your home has probably increased a lot since you first bought it. If you had it valued today you might be very surprised — and very pleased — by the results.

The Scottish Widows Bank Lifetime Mortgage can help you benefit from that rise in value right now. The table below shows just how much you could borrow:

Age Maximum Borrowing
60 15%
61 15%
62 15%
63 16%
64 17%
65 18%
66 19%
67 20%
68 21%
69 22%
70 23%
71 24%
72 25%
73 26%
74 27%
75 28%
76 29%
77 30%
78 32%
79 34%
80 35%
81 36%
82 37%
83 38%
84 39%
85 40%
86 41%
87 42%
88 43%
89 (and over) 45%